Archive For The “Work Comp” Category

Work Comp Insights: Controlling Premium Audits to Eliminate Overcharges

By | February 19, 2014

Due to the volume of requests they receive, insurance companies have developed a very efficient premium audit process. While they strive to be as accurate as possible, they don’t have the time or resources to investigate and resolve every possible error or ambiguity that presents itself. As a result your company may experiences multiple, unintentional […]

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Work Comp Insights: Selecting and Training an Injury Management Coordinator

By | February 19, 2014

Even with the best safety programs in place, accidents can still happen. When an injury occurs several parties can be involved: the injured worker, their supervisor, medical personnel, human resources and more. While all these people may be working to help the injured employee, they may not be very clear on how to work together […]

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Construction Risk Insights: Protect Your Workers from Skin Cancer

By | January 22, 2014

Skin cancer accounts for almost half of all cancers diagnosed in the United States every year. And outdoor workers are at an extremely high risk for overexposure from the sun. As a result of being exposed to the sun’s rays at high levels and frequency, many construction workers and contractors develop skin cancer sometime in […]

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Construction Risk Insights: Reducing Falls While Erecting Exterior and Interior Walls

By | January 22, 2014

Every year, residential construction workers suffer fatal injuries from falling while erecting walls. Read on to learn about the risks of erecting these walls and how you can protect your workers from injuries. Risks While Erecting Exterior and Interior Walls Workers can be exposed to serious fall hazards while framing and erecting walls—particularly if the […]

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Construction Risk Insights: Common Woodworking Health and Safety Hazards

By | January 22, 2014

Woodworking is a dangerous trade. One quick glance around the workshop reveals a slew of hazards due to the variety of machines used and the nature of the work performed. Because of the widespread risks and diverse hazards involved with woodworking, health and safety training is central to preventing injuries in the workplace. As an […]

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Work Comp Insights: Accomodating Permanent Work Restrictions

By | January 22, 2014

When an on-the-job injury or illness results in permanent work restrictions, you are required to provide the injured worker a position that fits medically determined specifications.   If you are unable to accommodate the permanent work restrictions, vocational rehabilitation benefits are available to the injured employee. These benefits may include job placement services, retraining or […]

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Work Comp Insights: Preventing Narcotics Abuse in Recovering Workers

By | January 22, 2014

After a serious on-the-job injury, workers can face a long and painful road to recovery. As an essential part of the recovery process they are often prescribed narcotics to help manage their pain. While appropriate narcotic use can be extremely beneficial, abuse can lead to problems not just for the injured employee but also for […]

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Work Comp Insights: Risks of Hiring Illegal Immigrants

By | January 22, 2014

No matter your personal views on illegal immigration, when it comes to employment, hiring illegal immigrants can greatly increase your liability if they are injured on the job.   A big question in workers’ compensations (WC), and still the subject of continuing debate, is whether illegal immigrants are, or should be, covered. Since each state’s […]

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Work Comp Insights: Understanding Common Aspects of Claims Resolution

By | January 22, 2014

Dealing with workers’ compensation claims isn’t always as straightforward as one might hope. Unfortunately, as an employer, sooner or later you will have to deal with an employee injury. To help you through the process, here is a breakdown of some of the common concerns employers have while working through claims.   Independent Medical Examinations […]

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Agriculture Playing it Safe: Avoid Amputation Hazards

By | January 20, 2014

Agriculture has one of the highest injury rates of any industry, and government statistics show that farming accidents are twice as likely to end in amputation as injuries in any other industry. You are surrounded by amputation hazards in your day-to-day work, so it is important to be aware of the risks and take proper […]

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