Archive For The “Personal Lines” Category

Auto Insights: Preventing Auto Theft

By | January 20, 2014

Cars are probably the single most popular target of crime because they are relatively easy to steal. In the time it takes you to brush your teeth, a car is stolen in the United States. More than 715,000 vehicles were stolen and $4.3 billion was lost to motor vehicle theft in 2011. While a little […]

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Auto Insights: Shopping for a Safe Vehicle

By | January 20, 2014

If you’re like most people shopping for a new vehicle, safety ranks high among things you’re looking for. Every new car must meet certain federal safety standards, but that doesn’t mean that all cars are equally safe. There are still important safety differences, and some vehicles are safer than others. Many automakers offer safety features […]

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Home Matters: Liabilities of Renting Your Home

By | January 20, 2014

Perhaps you’re considering renting out your home for extra income while away for an extended period of time or for a big event nearby that’s causing the demand for lodging to increase. Though this seems like an ideal solution for families with extra room to spare, it can also pose liabilities. If you are considering […]

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Home Matters: Sewer Backup Prevention

By | January 20, 2014

Some of the costliest homeowners insurance claims are from sewer and water backup mishaps. The most  common  cause of a backup in your sewer lateral (the pipe that runs from your city’s sanitary sewer main to your home) is from items the line is not meant to handle. We’ve gathered some practical prevention tips to […]

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Home Matters: Private Mortgage Insurance

By | December 20, 2013

Purchasing a home is a dream for most. For those who cannot afford the 20 percent down payment, private mortgage insurance (PMI) can make that dream a reality. Here’s how:   What is PMI? If you default on your mortgage, PMI protects your financial institution from losing money. In general, PMI is not required when […]

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Home Matters: Prevent Water Damage Before it’s Too Late

By | December 20, 2013

Did you know that the cause of one of the most common homeowners insurance claims is completely preventable? It’s not fires or theft; it’s water damage. This is not damage due to flooding, heavy rain storms or snow on the roof – rather, it’s due to simple maintenance tasks that are often ignored or go […]

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