Archive For The “Home Owner Insurance” Category

Home Matters: Swimming Pool Liability Precautions

By | March 10, 2014

Fun in the sun is even better when you have a swimming pool in your backyard to stay cool on hot, summer days. Despite all the entertainment that a swimming pool offers, there are also homeowner liabilities. To help you minimize your risk, we’ve gathered some safety tips to keep you in the know as […]

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Home Matters: Smoke Detector Maintenance

By | March 10, 2014

Smoke detectors are one of the most important safety devices you can install in your home to protect your personal belongings and your family. The good news is, they are inexpensive, too. Once you’ve installed smoke detectors, it is absolutely necessary to test them regularly to ensure that they will sound during a fire. After […]

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Home Matters: Take Time for Chimney Maintenance

By | February 27, 2014

Lighting a fire on a cold, winter night is a wonderful way to stay warm and toasty. In spite of the ambiance and relaxation that a fireplace provides, there are also inherent fire dangers. To combat the risk of fire or inhalation of dangerous carbon monoxide (CO) gas, it is important for you to make […]

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Home Matters: When a Guest Causes Damage

By | February 27, 2014

Part of the benefit of being a homeowner is having an intimate space to entertain friends, family and other guests. But what happens when something goes wrong and a guest breaks a window, knocks over your new flat screen TV or damages something else around your home? While in a perfect world the guest would […]

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Home Matters: Save the Planet and Some Money, Too!

By | February 27, 2014

Using renewable energy sources is a wonderful way to preserve Mother Nature and do wonders for your pocket book. There are two types of alternate energy sources that are particularly popular ways to conserve: wind generators and solar power. Learn more about how they can benefit you and help save Mother Nature, too.   Solar […]

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Home Matters: Liabilities of Renting Your Home

By | January 20, 2014

Perhaps you’re considering renting out your home for extra income while away for an extended period of time or for a big event nearby that’s causing the demand for lodging to increase. Though this seems like an ideal solution for families with extra room to spare, it can also pose liabilities. If you are considering […]

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Home Matters: Sewer Backup Prevention

By | January 20, 2014

Some of the costliest homeowners insurance claims are from sewer and water backup mishaps. The most  common  cause of a backup in your sewer lateral (the pipe that runs from your city’s sanitary sewer main to your home) is from items the line is not meant to handle. We’ve gathered some practical prevention tips to […]

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Home Matters: Private Mortgage Insurance

By | December 20, 2013

Purchasing a home is a dream for most. For those who cannot afford the 20 percent down payment, private mortgage insurance (PMI) can make that dream a reality. Here’s how:   What is PMI? If you default on your mortgage, PMI protects your financial institution from losing money. In general, PMI is not required when […]

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Home Matters: Prevent Water Damage Before it’s Too Late

By | December 20, 2013

Did you know that the cause of one of the most common homeowners insurance claims is completely preventable? It’s not fires or theft; it’s water damage. This is not damage due to flooding, heavy rain storms or snow on the roof – rather, it’s due to simple maintenance tasks that are often ignored or go […]

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