Archive For October 11th, 2013

Technology Risk Insights: Precautions for Better Cyber Security

By | October 11, 2013

Business operations in the technology industry revolve around the functionality of computers, network connections and the Internet. It’s no secret that with computer use come many risks, including damaging viruses, hackers, use of your system to attack others or use of sensitive data to steal identities or other illegal actions. As a result, companies must […]

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Construction Risk Insights: The Risks of Vacant Property

By | October 11, 2013

Theft, trespassing, fires or other losses are constant threats on vacant construction sites. Losses might include not only the value of damaged or stolen materials but also the liability of an individual being injured on the property and the loss of time if a crucial piece of equipment is damaged or stolen. The insurance risks […]

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Work Comp Insights: Workers’ Compensation Coverage for Mulit-State Firms

By | October 11, 2013

If you have locations or workers in multiple states, then your Workers’ Compensation coverage may be more complicated than you realize. Workers’ Compensation coverage written in one state may not protect you if workers are injured in another. Though some policies cover multiple states, others limit coverage to the state where the policy was written. […]

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Trucking Playing it Safe: The Vehicle Maintenance BASIC

By | October 11, 2013

The Vehicle Maintenance Compliance Behavior Analysis and Safety Improvement Category (BASIC) is one of seven categories that the Federal Motor Carrier Safety Administration (FMCSA) uses to determine how a motor carrier ranks relative to other carriers in its Compliance, Safety, Accountability (CSA) initiative. As a driver, your performance directly affects your carrier’s CSA ranking. This […]

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Healthcare Reform: Legislative Brief

By | October 11, 2013

Beginning in 2014, the Affordable Care Act (ACA) requires most individuals to obtain acceptable health insurance coverage for themselves and their family members or pay a penalty. This rule is often referred to as the “individual mandate.” Individuals may be eligible for an exemption from the penalty in certain circumstances. Overview of The Individual Mandate […]

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Technology Risk Insights: The Importance of Internet Usage Policies

By | October 11, 2013

For technology professionals, the Internet is an indispensable resource. However, the line can become blurred between what activities constitute personal use or inappropriate online behavior. Not having an enforceable usage policy can create significant liability issues for a company, not to mention diminished productivity resulting from personal business being conducted on company time and equipment. […]

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Construction Risk Insights: Ladder Safety at the Construction Site

By | October 11, 2013

Falls from elevated surfaces are frequently listed as one of the most common causes of accidents in the construction industry. Most of these accidents occur due to failure to follow basic ladder safety. To help prevent ladder injuries on the jobsite, practice the following safety tips. Setting up Safely Make sure you select the correct […]

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Work Comp Insights: Wokers’ Compenstaion Overview

By | October 11, 2013

Workers’ Compensation coverage pays benefits to workers injured on the job, including medical care, part of lost wages and permanent disability. It also provides death benefits to dependents of employees killed from a work-related accident. Workers’ compensation systems are different in every state, as individual statutes and court decisions have shaped the way they handle […]

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Trucking Playing it Safe: Driver Fitness Basics

By | October 11, 2013

The Driver Fitness Compliance Behavior Analysis and Safety Improvement Category (BASIC) is one of seven categories that the Federal Motor Carrier Safety Administration (FMCSA) uses to determine how a motor carrier ranks relative to other carriers in its Compliance, Safety, Accountability (CSA) initiative. As a driver, your performance directly affects your carrier’s CSA ranking. The […]

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Healthcare Reform: Exchange Notices

By | October 11, 2013

  By Oct. 1, 2013, employees must have received notice from their employers informing them about the new health insurance Marketplaces.   On Oct. 1, 2013, after three years of development, open enrollment will begin for the new health insurance Marketplaces, also called Exchanges, created by the Affordable Care Act (ACA). At that time, the […]

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