Archive For January, 2014

Cyber Risks & Liabilities: Responding to a Data Breach

By | January 22, 2014

No company, big or small, is immune to a data breach. Many small employers falsely believe they can elude the attention of a hacker, yet studies have shown the opposite is true. According to Verizon Communication’s 2012 Data Breach Investigations Report, 72 percent of the 855 data breaches analyzed were at companies with 100 or […]

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Cyber Risks & Liabilities: Valuing Your Intangible Assets

By | January 22, 2014

Intangible assets are increasingly important in today’s service-based economy, but being able to identify and value those assets in order to insure them can be difficult.   What Are Intangible Assets? Intangible assets are, at their most basic level, assets that are not physical in nature. Intangible assets include legally protected intellectual property—patents, trademarks, copyrights […]

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Cyber Risks and Liabilities: Privacy and Cyber Security

By | January 22, 2014

With the enormous amount of sensitive information stored digitally, companies need to take the proper measures to ensure this data is never compromised. Ultimately, it is the responsibility of business owners to protect their clients’ data. Failing  to do so can result in a data breach, which costs companies billions of dollars every year. Understanding […]

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Cyber Risks and Liabilities: Understanding and Preventing Data Breaches

By | January 22, 2014

What do the New York State Electric & Gas Co., Global Payments, Inc., the California Department of Child Support Services, Emory Healthcare, Inc. and Apple have in common? All these companies have been victims of a data breach in 2012, totaling millions of stolen records that include personal information such as Social Security numbers, credit […]

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Construction Risk Insights: Preventing Employee Theft

By | January 22, 2014

Employee theft should always be a concern, but the risk is even greater during the tough economic times impacting those in the construction and subcontracting industries. Normally honest, loyal employees may resort to theft due to increasing debt and financial pressure at home. Employees may rationalize such behavior even more if your company is struggling […]

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Construction Risk Insights: Protect Your Workers from Skin Cancer

By | January 22, 2014

Skin cancer accounts for almost half of all cancers diagnosed in the United States every year. And outdoor workers are at an extremely high risk for overexposure from the sun. As a result of being exposed to the sun’s rays at high levels and frequency, many construction workers and contractors develop skin cancer sometime in […]

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Construction Risk Insights: Reducing Falls While Erecting Exterior and Interior Walls

By | January 22, 2014

Every year, residential construction workers suffer fatal injuries from falling while erecting walls. Read on to learn about the risks of erecting these walls and how you can protect your workers from injuries. Risks While Erecting Exterior and Interior Walls Workers can be exposed to serious fall hazards while framing and erecting walls—particularly if the […]

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Construction Risk Insights: Common Woodworking Health and Safety Hazards

By | January 22, 2014

Woodworking is a dangerous trade. One quick glance around the workshop reveals a slew of hazards due to the variety of machines used and the nature of the work performed. Because of the widespread risks and diverse hazards involved with woodworking, health and safety training is central to preventing injuries in the workplace. As an […]

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Work Comp Insights: Accomodating Permanent Work Restrictions

By | January 22, 2014

When an on-the-job injury or illness results in permanent work restrictions, you are required to provide the injured worker a position that fits medically determined specifications.   If you are unable to accommodate the permanent work restrictions, vocational rehabilitation benefits are available to the injured employee. These benefits may include job placement services, retraining or […]

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Work Comp Insights: Preventing Narcotics Abuse in Recovering Workers

By | January 22, 2014

After a serious on-the-job injury, workers can face a long and painful road to recovery. As an essential part of the recovery process they are often prescribed narcotics to help manage their pain. While appropriate narcotic use can be extremely beneficial, abuse can lead to problems not just for the injured employee but also for […]

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