Archive For January, 2014

Work Comp Insights: Risks of Hiring Illegal Immigrants

By | January 22, 2014

No matter your personal views on illegal immigration, when it comes to employment, hiring illegal immigrants can greatly increase your liability if they are injured on the job.   A big question in workers’ compensations (WC), and still the subject of continuing debate, is whether illegal immigrants are, or should be, covered. Since each state’s […]

Read more »

Work Comp Insights: Understanding Common Aspects of Claims Resolution

By | January 22, 2014

Dealing with workers’ compensation claims isn’t always as straightforward as one might hope. Unfortunately, as an employer, sooner or later you will have to deal with an employee injury. To help you through the process, here is a breakdown of some of the common concerns employers have while working through claims.   Independent Medical Examinations […]

Read more »

Trucking Risk Insights: Unauthorized Passenger – Who’s Riding Along?

By | January 22, 2014

With trips that last from a few days to weeks at a time, the average truck driver spends a considerable amount of time away from home. While each driver deals with it in his or her own way, for many, bringing loved ones along for the occasional trip may seem like the perfect idea. Unfortunately, […]

Read more »

Trucking Risk Insights: Employing the Best Drivers

By | January 22, 2014

How thoroughly do you screen the drivers you hire at ?  If you’re experiencing driver shortages, you may feel compelled to quickly fill an empty position to avoid undelivered cargo that’s costing you money. But you may end up spending more money in the long run if you hire unfit drivers who are a risk […]

Read more »

Trucking Safety Matters: Maintain a Safe Following Distance

By | January 22, 2014

As a truck driver, you’re often working on a tight schedule. Dealing with congested traffic and fellow drivers can often put you off-schedule or just aggravate you. But these are not good reasons to tailgate or to not keep a safe following distance between vehicles around you. Safety should always be your top priority on […]

Read more »

Truckers: Distraction Kills

By | January 22, 2014

What a great reminder to us drivers.  Distraction kills.  Let’s be safe out there!   http://www.ksl.com/?sid=28271423&nid=148&title=dash-cam-video-shows-dangers-of-distracted-driving&fm=home_page&s_cid=featured-1

Read more »

Healthcare Reform: Final Pay or Play Rule Will Exclude Volunteer Emergency Responders

By | January 22, 2014

The Affordable Care Act (ACA) requires large employers to offer affordable, minimum value health coverage to their full-time employees or pay a penalty. This employer penalty is known as the “shared responsibility” or “pay or play” penalty. On Jan. 2, 2013, the Internal Revenue Service (IRS) published a proposed rule on the employer shared responsibility […]

Read more »

Healthcare Reform: Federal Judge Rejects ACA Lawsuit Over Exchange Subsidies

By | January 22, 2014

On May 2, 2013, several individuals and employers filed a lawsuit challenging the ability of the federal government to provide tax credits under the Affordable Care Act (ACA) to individuals in states that did not establish their own Exchanges (that is, in states with federally-facilitated Exchanges, or FFEs). This case, Halbig v. Sebelius, was filed […]

Read more »

Healthcare Reform: Proposed Expansion of “Excepted Benefits”

By | January 22, 2014

The Health Insurance Portability and Accountability Act of 1996 (HIPAA) established certain categories of “excepted benefits” that generally are not governed by the HIPAA portability regulations. Employee benefits that qualify as excepted benefits under HIPAA are also not subject to the market reforms under the Affordable Care Act (ACA), including the ACA’s prohibition on annual […]

Read more »

Know Your Benefits: Transition Policy for Canceled Health Plans

By | January 22, 2014

If you have received a notice that your health insurance plan is canceled, you are probably wondering what to do next. With so many changes occurring due to health care reform, you need to know how to obtain health coverage. Read on for information about why policies are being canceled and what new options are […]

Read more »