Archive For February 19th, 2014

Work Comp Insights: The Building Blocks of a Safe Workplace

By | February 19, 2014

Building a comprehensive safety culture is the best way to reduce illnesses and injuries, and their associated costs. But creating such a culture is not an overnight process or “flavor of the month” program. Instead, it is a multi-year, top management commitment that results in an organization with low accident rates, low turnover, low absenteeism […]

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Work Comp Insights: Accomodating Permanent Work Restrictions

By | February 19, 2014

When an on-the-job injury or illness results in permanent work restrictions, employers are required to provide the injured worker a position that fits medically determined specifications.   If you are unable to accommodate the permanent work restrictions, vocational rehabilitation benefits are available to the injured employee. These benefits may include job placement services, retraining or […]

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Work Comp Insights: Controlling Premium Audits to Eliminate Overcharges

By | February 19, 2014

Due to the volume of requests they receive, insurance companies have developed a very efficient premium audit process. While they strive to be as accurate as possible, they don’t have the time or resources to investigate and resolve every possible error or ambiguity that presents itself. As a result your company may experiences multiple, unintentional […]

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Work Comp Insights: Selecting and Training an Injury Management Coordinator

By | February 19, 2014

Even with the best safety programs in place, accidents can still happen. When an injury occurs several parties can be involved: the injured worker, their supervisor, medical personnel, human resources and more. While all these people may be working to help the injured employee, they may not be very clear on how to work together […]

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Trucking Risk Insights: Reducing Cargo Theft

By | February 19, 2014

It is estimated that cargo theft results in losses of $15 to $30 billion annually in the United States. While those numbers may seem alarmingly high, they illustrate just how vulnerable cargo is during the shipping process. Shipping losses can dramatically cut into your bottom line, making it essential that you do everything you can […]

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Trucking Risk Insights: Top Ten Vehicle Maintenance Violations

By | February 19, 2014

A roadside inspection is an examination of individual commercial motor vehicles and drivers by a Motor Carrier Safety Assistance Program (MCSAP) inspector to determine compliance with the Federal Motor Carrier Safety Regulations (FMCSRs) and/or Hazardous Materials Regulations (HMRs.) Serious violations result in the issuance of driver or vehicle out of service (OOS) orders. These violations […]

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Auto Insights: RV Safety Behind the Wheel

By | February 19, 2014

RVing can be a fun way to see the world and spend time with your family. But because it’s bigger and heavier than an average car or truck, there are additional hazards that come with owning and operating an RV. Many RV accidents can be avoided by following these pre-trip, mid-trip and post-trip tips.   […]

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Trucking Risk Insights: Keeping Your Unsafe Driving BASIC Scores Low

By | February 19, 2014

The Unsafe Driving Compliance Behavior Analysis and Safety Improvement Category (BASIC) is one of seven categories that the Federal Motor Carrier Safety Administration (FMCSA) uses to determine how a motor carrier ranks relative to other carriers in its Compliance, Safety, Accountability (CSA) initiative. This BASIC includes violations of safe driving requirements. Some example roadside safety […]

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Trucking Risk Insights: Keeping your Hazardous Materials BASIC Scores Low

By | February 19, 2014

The Hazardous Materials (HM) Compliance Behavior Analysis and Safety Improvement Category (BASIC) is one of seven categories that the Federal Motor Carrier Safety Administration (FMCSA) uses to determine how a motor carrier ranks relative to other carriers in its Compliance, Safety, Accountability (CSA) initiative. The HM BASIC addresses the requirements within the Federal Motor Carrier […]

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Healthcare Reform Bulletin: IRS Confirms Delay of Nondiscrimination Rules for Fully Insured Health Plans

By | February 19, 2014

The Affordable Care Act (ACA) requires non-grandfathered fully insured health plans to satisfy nondiscrimination rules regarding eligibility to participate in the plan and eligibility for benefits. This requirement was originally set to take effect for plan years beginning on or after Sept. 23, 2010. However, in late 2010, the IRS announced that the nondiscrimination requirement […]

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