Archive For February 27th, 2014

Home Matters: Take Time for Chimney Maintenance

By | February 27, 2014

Lighting a fire on a cold, winter night is a wonderful way to stay warm and toasty. In spite of the ambiance and relaxation that a fireplace provides, there are also inherent fire dangers. To combat the risk of fire or inhalation of dangerous carbon monoxide (CO) gas, it is important for you to make […]

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Home Matters: When a Guest Causes Damage

By | February 27, 2014

Part of the benefit of being a homeowner is having an intimate space to entertain friends, family and other guests. But what happens when something goes wrong and a guest breaks a window, knocks over your new flat screen TV or damages something else around your home? While in a perfect world the guest would […]

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Home Matters: Save the Planet and Some Money, Too!

By | February 27, 2014

Using renewable energy sources is a wonderful way to preserve Mother Nature and do wonders for your pocket book. There are two types of alternate energy sources that are particularly popular ways to conserve: wind generators and solar power. Learn more about how they can benefit you and help save Mother Nature, too.   Solar […]

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Auto Insights: Defensive Driving Tips

By | February 27, 2014

Using proper defensive driving techniques will keep you and your family safe on the road as you travel. One of the main components of being a good defensive driver is to know how to use your outside mirrors to detect what other motorists are doing around you. Here’s how to adjust and use them properly […]

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Cyber Risks & Liabilities: Protecting Against Online Fraud

By | February 27, 2014

While computers have improved the speed and efficiency of how we work, they have also allowed thieves and con artists an easier avenue by which to steal from people and businesses. One of the ways these cyber criminals use computers to steal is through online fraud, one of the fastest-growing crimes today.   Types of […]

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Cyber Risks & Liabilities: Privacy and Cyber Security

By | February 27, 2014

With the enormous amount of sensitive information stored digitally, companies need to take the proper measures to ensure this data is never compromised. Ultimately, it is the responsibility of business owners to protect their clients’ data. Failing to do so can result in a data breach, which costs companies billions of dollars every year. Understanding […]

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Cyber Risks & Liabilities: Four Components of Cyber Risk Management

By | February 27, 2014

If your company stores data and information digitally, you should have a cyber risk management program that addresses prevention, disclosure, crisis management and insurance coverage in the event of a data breach. Good cyber risk management requires the planning and execution of all four of these components.   Develop Strategies to Prevent a Data Breach […]

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Cyber Risks & Liabilities: Lessons from the Target Data Breach

By | February 27, 2014

In late 2013, Target, the large American retailer, was the victim of a massive data breach that affected as many as 110 million customers. Cyber attackers installed malicious software on point-of-sale devices at Target stores and were able to steal the financial information of 40 million customers and the personal information of 70 million. From […]

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Construction Risk Insights: Implement Safety Programs to Save Money

By | February 27, 2014

Saving money, boosting productivity and employing happy, healthy individuals is something every business strives for, and you can do all three by taking one simple step: construction and contracting businesses that establish safety and health management systems can reduce their injury and illness costs by 20 to 40 percent. Some experts say this percentage is […]

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Construction Risk Insights: OSHA Compliance on Sites Near Water

By | February 27, 2014

Managing a site on or close to water presents a host of risks for your workers. Several Occupational Safety and Health Administration (OSHA) requirements apply that you should consider whenever beginning a job close to water. Avoiding OSHA citations and worker injuries that lead to elevated workers’ compensation costs means examining site-specific risks and taking […]

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