Archive For March 7th, 2014

Construction Risk Insights: Completed Operations Liability and Obligations

By | March 7, 2014

Even quality workmanship is not immune to potential claims of property damage or bodily injury. All operations carry the risk that injury or damage may occur as a result of the work, leading to costly lawsuits. Considering the complicated mix of contractors and subcontractors that contributes to each project, who is liable for this risk? […]

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Construction Risk Insights: Reducing Falls During Floor Joist Installation and Decking

By | March 7, 2014

Installing floor joists and decking can be a dangerous task if precautions are not taken to prevent falls. It is important to protect workers engaged in “leading edge” work to ensure that they do not fall through openings to lower levels. Read on to learn about the risks associated with these jobs and ways to […]

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Work Comp Insights: Establishing a Clinic Relationship

By | March 7, 2014

Chances are your organization has a process for making significant purchases. But does that process include medical care for injured employees? Probably not. Without any guidance, your injured employees may seek care from their family doctors or other general practitioners in your health care network. However, these care providers may not be optimally qualified to […]

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Work Comp Insights: The NCCI Remuneration Rule

By | March 7, 2014

In all states but Washington, workers’ compensation insurance uses a remuneration process as the basis for determining the workers’ compensation exposure. Payroll is the most common part of remuneration; however, other components are included as well, such as vacation pay and meals. Most states abide by the rules established by the National Council on Compensation […]

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Work Comp Insights: Waddell’s Signs and Workers’ Compensation Claims

By | March 7, 2014

Waddell’s signs are a group of physical signs designed specifically to detect non-organic components to lower back pain. A non-organic problem or symptom is one that deviates from the usual presentation of a particular disease.   When Dr. Gordon Waddell first developed these signs in the 1980s, physicians used them to detect malingering patients, especially […]

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Work Comp Insights: Safety and Health Assistance for Small Businesses

By | March 7, 2014

The Occupational Safety and Health Administration (OSHA) created the Office of Small Business Assistance to help small business employers understand their safety and health obligations, access compliance information, provide guidance on regulatory standards and to educate them about cost-effective means for ensuring the safety and health of worksites. OSHA encourages all businesses to establish safety […]

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Work Comp Insights: Benefits of an Actuarial Consultant

By | March 7, 2014

Understanding and utilizing a consulting actuary provides a competitive advantage for risk management professionals. While there is no guaranteed way to predict the future, an actuarial analysis looks at historical data to provide you with a forecast of coming financial situations, giving you the opportunity to prepare for upcoming expenses. It can also help you justify […]

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