Archive For March 10th, 2014

Healthcare Reform Bulletin: Final Rules Released on Reporting for Issuers and Self-Funded Employers

By | March 10, 2014

The Affordable Care Act (ACA) requires health insurance issuers, self-insured health plan sponsors, government agencies that administer government-sponsored health insurance programs and any other entity that provides minimum essential coverage (MEC) to report information on that coverage to the IRS and covered individuals. This requirement is found in Internal Revenue Code section 6055. On March […]

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Healthcare Reform Bulletin: HHS Issues Notice of Benefit and Payment Parameters for 2015 Final Rule

By | March 10, 2014

On March 5, 2014, the Department of Health and Human Services (HHS) released its 2015 Notice of Benefit and Payment Parameters Final Rule. The final rule describes payment parameters applicable to the 2015 benefit year and standards relating to the: Premium stabilization programs; Open enrollment period for 2015; and Annual limitations on cost-sharing. Among other […]

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Home Matters: Swimming Pool Liability Precautions

By | March 10, 2014

Fun in the sun is even better when you have a swimming pool in your backyard to stay cool on hot, summer days. Despite all the entertainment that a swimming pool offers, there are also homeowner liabilities. To help you minimize your risk, we’ve gathered some safety tips to keep you in the know as […]

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Home Matters: Smoke Detector Maintenance

By | March 10, 2014

Smoke detectors are one of the most important safety devices you can install in your home to protect your personal belongings and your family. The good news is, they are inexpensive, too. Once you’ve installed smoke detectors, it is absolutely necessary to test them regularly to ensure that they will sound during a fire. After […]

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Auto Insights: Beware of Deer on the Road!

By | March 10, 2014

Staying safe on the road can be a challenge, especially when it involves an unexpected deer or other animal jumping across the road. The Centers for Disease Control and Prevention estimates that nearly one-quarter of all animal and vehicle crashes result in some form of bodily injury or vehicle damage. Whether you’re driving in the […]

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Auto Insights: Know How to React After a Vehicle Crash

By | March 10, 2014

Auto Accident Reaction Tips Get out of your vehicle and provide assistance to anyone who is injured. Call the police or highway patrol immediately.  They can then contact emergency personnel for you, if needed. Take photographs of your damaged vehicle and the scene. Note the date and time that the images were taken. Protect the […]

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Cyber Risks & Liabilities: Securing Your Company’s Mobile Devices

By | March 10, 2014

Because of the convenience they offer, smartphones and tablet devices have become a ubiquitous presence in the modern business world. As usage soars, it becomes increasingly important to take steps to protect your company from mobile threats, both new and old. The need for proper phone security is no different from the need for a […]

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Cyber Risks & Liabilities: Preventing Laptop Theft

By | March 10, 2014

Laptop computers are integral devices in the workforce today. As more and more companies issue laptops to employees, the chances of losing a laptop (and the data stored on it) to theft are much greater. Follow these guidelines to help keep your laptops safe. Communicate Employee Responsibility If your company issues laptops to employees, be […]

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Cyber Risks & Liabilities: Four Components of Cyber Risk Management

By | March 10, 2014

If your company stores data and information digitally, you should have a cyber risk management program that addresses prevention, disclosure, crisis management and insurance coverage in the event of a data breach. Good cyber risk management requires the planning and execution of all four of these components. Develop Strategies to Prevent a Data Breach Your […]

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Cyber Risks and Exposures for Law Firms

By | March 10, 2014

Gone are the days when only the desktop computer in your office is at risk for a data breach. Technology changes quickly, and the latest developments are used in law firms today more than ever before. Information is stored electronically and accessed from laptops, tablets, smartphones, cloud computing systems, and USB or flash drives. Risks […]

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